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Over 200 hours archived of underground electronic internet radio diversity

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If you are looking to get more out of your financial life and life in general, you are in the right place. We cover the best strategies and tips and tricks to improve your life in every area. Our host, Dallen Haws, ChFC®, a financial planner and founder of a leading financial planning firm, uses simple stories and examples to explain even the most complicated financial topics. He has learned that there is no “Secret Sauce” or shortcut to being successful but there are real strategies that work if you are willing to take responsibility for your life and put the work in. He truly believes that life can be incredible but only if we choose to make it that way every single day. For more information about Dallen, this podcast, and much more, see http://yourfinanciallifeplanner.com/ Real Estate can be a great investment that can provide both short and long-term income and growth. It is one of the easiest things to get capital (a loan) for and has numerous tax advantages. So where is the downside? Just like with anything, there are pros and cons with any investment. Here a handful of things to think about when considering real estate as an investment. At the end of the day, all investments need to make financial sense. No matter how much you like a property, make sure the numbers work. If you are looking to flip a property, are you confident in what you can sell it for when you are done? Are you confident that the repairs won’t cost more time and money than you think? You will always want to have a healthy margin of safety between what you have into it and what you think you can sell it for. This way, when you learn you have to replace the roof as well, you still can make money. If you are looking to rent a property, you will want to look at the spread between your monthly expenses (mortgage, insurance, repairs, ect) and rent income. Is the spread wide enough to be worth your time? Does it provide enough income to make up for the times that you don’t have tenants or the hot water heater goes out? Do you want to manage the property yourself or hire a manager? A property manager generally costs right around 10% of rental income. Again, you will want a margin of safety so that you have some wiggle room on the deal. A huge part of making the numbers work is buying the property at a good price. If you get a deal on a property, the odds of making money are so much higher. This way, even if you decide you don’t want to be involved in real estate any more, you can sell the property and at least get what you paid if not make a little money. Obviously, it is not always easy to know when you are getting a good deal. Make sure you are very familiar with the real estate prices and trends in your area. This will make it much easier to recognize a deal when you see one. Despite what you can read on the internet, real estate is not a passive investment. It takes tremendous effort and due diligence when finding good properties, not to mention all the work to maintain the property and find and keep good tenants. With any investment, there is a risk that the property values will go down and that you won’t be able to find good tenants. Real estate can become somewhat passive if you hire a property manager but you will probably want to be involved in the bigger decisions. On the upside, real estate can provide larger returns than you can typically find elsewhere if you are good at it. Because you can often use a mortgage to finance a deal, it can amplify your returns. For example, let’s say you buy a property for $90,000 with cash. You put $10,000 into it to fix it up and you sell it for $120,000. You just made $20,000 on your $100,000 which is a 20% return. Now let’s use the same deal but say you only put $20,000 down and financed the other $70,000. You still use $10,000 to fix it up and sell it for $120,000. Now you just made $20,000 on the $30,000 you invested which is a 66% return. The use of debt allows people to do more deals and make more off the money they invest. The downside of using debt is that you are on the hook to pay it back no matter how well the deal plays out for you. For all these reasons, real estate can be an attractive option if someone is willing to put the time and energy into becoming an expert in their local market. Real estate is unique in the fact that varies dramatically by location. The Sierra Vista market is going to vary dramatically from other places and sometimes even within neighborhoods. This gives local real estate investors an advantage because they can become more familiar with the local nuances of the market. Real estate as an investment is not better or worse than other investments. But there are unique…

Categories: Business, Education

This is a podcast about personality theory and personal development. Primarily using MBTI, the host, an INTJ, talks about living out loud as an introverted intuitive– a function that only INTJs and INFJs lead with (making up only 4% of the population). To learn more, visit: https://yournidom.wordpress.com/podcast/

Categories: Education, Society & Culture

What’s happening at Gilead? Subscribe to find out. Worship replays, sermons, fun content! Support this podcast: https://podcasters.spotify.com/pod/show/gilead-chicago/support

Categories: Religion & Spirituality

A podcast where four college students talk movies and music! the topics for the following week are announced at the end of every episode so that you, the viewer, can formulate your own opinions and see how they align with ours.

Categories: Comedy

A weekly podcast all about the Pokémon Trading Card Game

Categories: Uncategorised

Some stories require a little more – a little more discussion, more context, more depth and breadth. That’s the idea behind “Behind the Blue” – a new weekly podcast created by UK Public Relations and Marketing. It is designed to explore through probing interviews the in-depth the stories that make UK the university for Kentucky and that have impact across the institution, the Commonwealth and, in some cases, the world.

Categories: Education, News

Tags: athletics, college, Education, higher, kentucky, News, research, seeblue, university, Wildcats

Welcome to Ford Financial Group’s Casual Friday Podcast, where we review subjects relevant to investing, and topics that impact our clients and their plans for retirement.Investment advice is offered through Ford Financial Group, a Registered Investment Advisor and separate entity from LPL Financial. The Financial Advisors of Ford Financial Group are also Registered Representatives with and securities are offered through LPL Financial, Member SIPC, www.sipc.org.For a list of states in which we are registered to do business, please visit www.FordFG.com.1-856451

Categories: Business, News

Tags: BOND, investing, Market, planning, Retirement, stock

Inspiring Nations is an outflow of excitement, energy and love for people discovering truth. Heinrich and Suné van der Merwe [hosts] strive to inspire people to transform nations.

Categories: Religion & Spirituality

A rational discussion about drug use with Shane and Pauly.

Categories: Society & Culture

Tags: alcohol, cigarettes, cocaine, crack, drugs, Ecstasy, gambling, marijuana, poker, pot, shaniac, smoker, taopauly, tobacco, weed

Podcast by The Rap Up Show

Categories: Music

A weekly roundup of the most important stories from the worlds of business and finance, hosted by Felix Salmon.

Categories: Business

Caught Red-Handed has interviews with all your favorite henna artists from around the world, talking about henna, but straying as far as possible into other areas of interest and inspiration. You’ll experience a new dimension to the artists I interview, gaining new insight into how they came to be the artist they are now. You will also hear interviews with a wide variety of people in other fields tangentially related to henna, like tattoo artists, bellydancers, jewelry designers etc.

Categories: Arts

Welcome to the Cold Front Report Podcast page where we cover the Buffalo Bills 24/7. Now not only can you follow our live show but can listen to our exclusive player interviews no matter where your at. Support this podcast: https://podcasters.spotify.com/pod/show/coldfrontreport/support

Categories: Sports

Talk radio legend Jack Tomczak embarks on the audio journey of a lifetime.

Categories: Comedy, News

Living Wisely Living Well, by Asha Nayaswami offers timeless wisdom to enrich your every day. Each episode presents practical ways to improve your life. It is based on the book by Swami Kriyananda, a direct disciple of Paramhansa Yogananda and the founder of Ananda. Asha Nayaswami is one of the spiritual directors of Ananda Palo Alto and a founding member of Ananda worldwide. To learn more about Ananda visit https://www.ananda.org/. If you’re in the Bay Area and are interested in a meditation or yoga class, visit https://www.anandapaloalto.org/ Support Asha’s work on Patreon. https://www.patreon.com/ashanayaswami

Categories: Religion & Spirituality

Tags: ananda, asha nayaswami, paramahansa yogananda, paramhansa yogananda, self-realization, swami kriyananda, yogananda

In conversation with people in mid-management working for globally recognized organisations discussing the importance of leadership & development.

Welcome to Voices from the Middle, Mike Jay is a colleague who has been a professional coach since 1988. He used to live in the great state of Texas, but has moved on. Mike has really surpassed the Gladwell test of mastery and exceeded the 10,000 hours of coaching other people. He has been working with training coaches in 45 different countries. 1000s of coaches have been trained by Mike at this point and he has written a couple of books on coaching, one of them is called “Coach 2 the Bottom Line” in 1999.

— Send in a voice message: https://anchor.fm/voicesfromthemiddle/message

Categories: Business

Hey there, money-savvy folks of Melbourne! Are you ready to take charge of your financial future and achieve wealth and freedom? Then look no further than the Wealthlab podcast! Join us, Scott and Phil, as we dive deep into the principles of building wealth and unlocking your financial potential. We know that every day, we make important decisions about our money, from earning and spending to saving, investing, and even giving it away. And as financial planners, we’re here to share our expert insights and help you make your money work for you.

Categories: Business

Tags: financial planner, investing, Money, Superannuation, tax