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The intersection of inspired creativity and common business sense for freelance designers, illustrators, and photographers who want to have fulfilling, successful businesses. Hosted by Alvalyn Lundgren.

Categories: Business

Tags: business, businessofdesign, creativity, designer, freelance, Graphicdesigner, illustrator, photographer

Welcome to Coffee Shop Talk with Grayson McClure! On this podcast, Grayson has all sorts of personalities and explores everything like comedy, sports, religion, current events, and much more! Join us as we have fun conversating about everything and anything. Don’t forget to rate and subscribe wherever you listen to your podcasts!

Categories: Society & Culture

The Just Talkin with Sam Podcast is a podcast hosted by Sam McClain. The JTWS podcast is a comedy, music & entertainment podcast that talks about any & everything and can be heard weekly on iTunes, TuneIN, Stitcher & www.samshownation.com. The podcast is hosted by Sam McClain who had interviewing some of the Best and brightest musicians, comedians, athletes, entertainers who have inspired, trail blazed and/or has an influential mark on pop culture

Categories: Comedy, Music

A podcast that creates a transparent, personable, and realistic documentation about navigating the world as two young, Black women who are aspiring to work in the legal field.

Categories: Business, Leisure, Society & Culture

Tags: black, Black women, college, hbcu, law, lawyer, pwi, university, young, young adult

You’re listening to the Kingwood Kowboy’s “History Of Country Music.” I’m Larry W Jones, from Kingwood Texas and I’ll be showcasing the roots of classic and vintage Country, Cowboy, Western and Bluegrass music, with interesting commentaries on how the songs came about. Support this podcast: https://podcasters.spotify.com/pod/show/larry-w-jones/support

Categories: Music

After a sudden, unexpected bout with cancer, I have learned I don’t really know anything. Hoping to connect with listeners who have answers.

Categories: Society & Culture

Subjects that inspire me are going to meet my record button to get discussed. Health/Fitness, LGBT issues, Medicine (I’m in healthcare) Sex/Sexuality, Current Events, Substance abuse recovery, current events. NOTE: I’ve put my podcast on temporary hiatus due to a severe injury I received on 9/20 (there are a couple of casts on it). I need to get myself back up and running and THEN I’ll get this back up and running, so keep your eyes on this page and the FB page for announcement of our relaunch!

Categories: Society & Culture

Join us for an unfiltered discussion about the Food & Beverage Industry, and the brands and people that make it happen.

Categories: Arts

A quirky look at life. Sometimes funny and other times serious. Either way I think you might want to listen so enjoy… Support this podcast: https://podcasters.spotify.com/pod/show/ed-velez/support

Categories: Society & Culture

Hi, I am musician Rudy Sarzo and this is my Podcast, The Dash. You know, that line between the birth and death date on our headstone. That’s our life’s journey and that’s what this Podcast is about.
I am fascinated by people of all walks of life who have been touched by the power of
music. On The Dash I will be conversing with influential and up and coming members from the
entertainment industry sharing stories of the struggles and successes that have shaped their personal journeys.
From my 4 decades as a recording and touring musician in some of the most influential
bands I am blessed with a treasure trove of amazing friends and I look forward to sharing
their stories with you on The Dash.

Categories: Leisure

Rolled Up is back for season 2. Taking a look at six CPG businesses, and industry experts. Subscribe today. Hear our stories in the flagship release of the Rolled Up Podcast Network. Hosted by Lucas Walker.

Categories: Business

Tags: consumer packaged goods, eCommerce, entrepreneurship, founders, Shopify

This is the best in Wealth podcast – A show for successful family stewards who want real answers about Retirement and investing so we can feel secure about our family’s future. Scott’s mission is simple: to help other family stewards build and maintain their family fortress. A family steward is someone that feels family is the most important thing. You go to your job every day for your family. You watch over your family, you make sacrifices for your family, you protect your family. I work with family stewards because I am one; I have become an expert in the unique wealth challenges family stewards face. Scott Wellens is the founder of Fortress Planning Group – an independent, fee-only, registered investment advisory firm. Fortress Planning Group is dedicated to coaching clients toward a holistic view of wealth and family stewardship. Scott is a certified financial planner, a fiduciary and has been quoted in the industry’s leading websites including Forbes, Business Insider and Yahoo Finance. Scott is also a Dave Ramsey Smartvestor Pro in the greater Milwaukee and Madison areas. Are you on track for retirement? Do you have enough money saved at this point in your life to retire or reach financial freedom by 65? One of the biggest questions I hear is: How much money do I need to save for retirement? In this episode of Best in Wealth, I do my best to answer that question using the formula Charles Farrell outlines in his book, (https://www.amazon.com/Your-Money-Ratios-Financial-Security/dp/1583334165). You need to take actionable steps now to be prepared for your future. Outline of This Episode[0:35] What do you dream about doing? [3:58] Are you on track for retirement? [11:15] Why you need 80% of your current income [13:51] How do you come up with the $60,000? [17:37] What’s your job now? Get retirement ready with Charles Farrell’s formulaYou need to create a detailed retirement plan to really zero in on your goals and get the right steps in place to prepare. In his book, Charles Farrell shares a simplified version of how much savings you’ll need. I’ll give you some simple guidelines from this book that demonstrate where you should be at each stage of life. The goal is to hit at least 12x your household income in order to retire, so you can live off of 80% of that of your household income in retirement. Charles developed the Capital to Income Ratio. You can use it to find out if you’re on track to get to 12x your income by the time you retire. If your household income is $100,000 annually, you need to save $1.2 million for retirement. So where do you need to be at each age? Here are the income ratios by age, with the approximate amount you should have saved if your household income is $100,000 annually: Age Income Ratio Savings Required 25 0.1 $10,000 30 0.6 $60,000 35 1.4 $140,000 40 2.4 $240,000 45 3.7 $370,000 50 5.2 $520,000 55 7.1 $710,000 60 9.4 $940,000 65 12 $1.2 million So are you on track for retirement?Based on the table above—are you on track for retirement? Here’s how to calculate it: Take your household income and multiply that by the income ratio that correlates with your age to see if you’re currently on track. It’s easy to calculate if you’re paid a salary. If you aren’t, count the average of your pay for the last 4 years as your income. By the way, by money saved, we’re talking about things such as your 401k, IRA, annuities, CDs, life insurance, checking and savings, real estate, etc. Please note that your home is NOT a capital investment. How do you live on 80% of your current income?How do you live on 80% of your current income in retirement if you need 100% of it now? Where did Charles come up with that number? If you’re going to get to 12x your income by retirement age, you have to be saving 12–15% of your $100,000 annual income to get there. If you’re saving 12% now, you really only need 88% of your income to live off of. In retirement, you won’t be saving for your retirement anymore. Plus, your mortgage should be paid off by the time you retire. If your mortgage accounts for 20% of what you pay and we take off another 12% for savings, 7.65% for social security taxes, that brings you down to $60,000. So you really only need $60,000 to live off what you’re making right now. Social security will play a role—it typically replaces 20% of your income. If you’re making around $100,000 a year, it will make up the other $20,000 to bring you to the projected $80,000 a year in retirement. You want that extra $20,000 cushion to account for things like yearly inflation, medical expenses, or perhaps even vacations. Keep listening to find out why I think the 5% rule can be dangerous—and what I think you should do instead. What is your job now?But Scott, what if I’m not on track? Are you anywhere close? What if you’ve fallen behind? If you’re not on track for retirement, your job is to get on track. Once you figure out what you should have saved at your current age, there are some things you can do: If you’re 50 years old and you don’t have half a…

Categories: Business, Education, Kids & Family

Tags: Advisor, Finance, financial, investing, Management, Market, personal, Retirement, stock, stocks, Wealth

Gospel-Centered Pro-Life is a podcast hosted by Love Life Missionary Director, Daniel Parks with Co-host Vicky Kaseorg. In this podcast, we talk about pro-life issues in light of the Gospel. It features interviews with pro-life leaders as well as tackles difficult subjects concerning abortion but always centered on the Gospel of Jesus Christ.

Sometimes, the women we meet at the abortion center are seeking an abortion because they do not know who the father of the baby is. In this podcast, we offer suggestions on handling this situation and some pitfalls to avoid in counseling a choice for life.

https://sidewalks4life.com/

Categories: Religion & Spirituality

Tags: abortion, abortionclinicministry, gospel, prochoice, prolife

Two women, hard liquor, and God’s honest truth.

Categories: Education

Chart your Career is a podcast from Heidi Rose Robbins and Ellen Fondiler. Each podcast episode explores a question from two listeners as they try to navigate their dilemmas about career choices and life purpose. Heidi works deeply with the language and guidance of astrology while Ellen offers inspiring, actionable, practical next career steps. They help listeners reimagine how to best design your life and call in renewal, reinvention and a new chapter.

Categories: Education, Health & Fitness

Welcome to The Best of LKN podcast! Here you’ll find a collection of interviews with the owners of Lake Norman’s favorite businesses. Small business is the heart and soul of a community, and The Best of LKN is here to shine a spotlight on the small businesses that are making the biggest impact here in the Lake Norman region of North Carolina.In addition to featuring exceptional small business owners, we’ll also be interviewing the most influential professionals that serve the LKN community. From bankers and realtors, to teachers and coaches, we look forward to introducing you to the best Lake Norman has to offer!We hope you enjoy these episodes. Thank you for following The Best of LKN!

Categories: Business, Society & Culture

Tags: Charlotte, entrepreneur, Lake Norman, marketing, NASCAR, north carolina, real estate, small business

A lot of history episodes and a lot of film episodes. A few other subjects in between!

Categories: Education, History, TV & Film

Tags: Arts, controversy, conversation, economics, Education, film, History, liberal, long-form, Politics

We are a family-friendly podcast that touches base on the things we all face while living our lives. From marriage, children, finances and healthy habits.

Categories: Kids & Family